Bad Credit Business Loans

Bad credit business loans aren't easy to find, so why not try a business cash advance?

Are you a small business owner looking for funds for your business? Have you been in business for more than a year? Is your monthly credit card sales volume more than $2500 per month? Well if you have answered "Yes" to these three questions, then a business cash advance may be easier to get than you might think.

No Credit Checks Required

Don't think just because you have bad credit you can't get the funds you need. There are quite a few companies that can get you the money you need quickly and securely without even having to check your credit. You can get pre-qualified within twenty four hours and have your advance within ten days from the time you apply.

Easiest Application Process

Are you so busy that you don't think you even have the time to apply? Well think again small business owner, because most of these companies only have a short application process that will only take you a few minutes to complete. A representative will be in touch with you either by email or phone usually within an hour or two after filling out your application. Again, there is no need for good credit, business owners with all kinds of credit can be approved for these cash advances quickly and without a great deal of paperwork.

Minimal Documentation

Most of the time, the most paperwork you will need would be four months of merchant statements, a copy of your driver's license and/or your business license, and a voided business check. You likely won't need to supply any tax returns or financial statements.

If my credit score is bad, how can I get a loan?

These cash advances are based on future credit card sales of your business, meaning that you don't even have to supply any form of hard collateral. Another advantage to these type of cash advances is the fact that your monthly payment is not a fixed amount that you may not be able to handle if business is slow. You make your monthly payment based on your credit card sales for that month, meaning if you have a slow month it will be reflected in the monthly payment you will be responsible for.

Are there any extra charges to process my bad credit business loan application?

There is no application fee and no out of pocket costs to apply for your cash advance either.

How much loan can I get and are there any restrictions on usage?

Even with bad credit, you can qualify for a business cash advance of anywhere from $3500 to $600,000. The money you get can be used for any purpose you like as well. Use it to free yourself up from future rent payments, add a new computer or office equipment, or buy more inventory. Whatever you decide you need the money for will be up to you and not some loan company.

Does Small Business Loan Central charge a fees?>

No, we work with hundreds of small business owners such as yourself, helping them find the right funding partner for the growth of their business. Just because you were denied for a business loan doesn't mean you can't qualify for a business cash advance. You work directly with our lending partners without having to pay fees to a middle man.

A Business Cash Advance is a better alternative to a bank loan

Bank loans will drag you through a long application process as well as take their time with approvals. These cash advances will come to you in less than 10 days, and in some cases even less than a week without the lengthy application. If you want to renew your cash advance there likely will not even be a need to reapply either. All you need is the ability to show $2500 in credit card sales per month.
FACT: More than 92% of customers have renewed their cash advances

Don't let bad credit come in your way to achieving a good credit score

There are many small business owners whose businesses are suffering because they can't get all the things they need to expand and make them more successful. In many of these cases they have to suffer because of past problems with poor credit. Now you can get the things you need for your business without having to worry about your credit situation or many of the other pitfalls of applying for a small business loan.

Your small business cash advance could be just what your business needs to make it the business you always dreamed of. Imagine - You could well be on your way to improving your credit with improved business.

Consult a financial representative today, application takes less than a minute and it can change your business forever.